Financing to Open a Pizzeria

Financing to open a pizzeria: What is the Italian law?

Public business means an activity of serving food and drinks to the public. The activity of supplying food and drinks to the public is regulated by Law no. 25 August 1991. 287.

Alongside the national regulations, there are regional and municipal ones. Therefore it is advisable to consult the individual regulations regarding public establishments.

Financing to open a pizzeria: How to open one

Financing to open a pizzeria

The authorization issued by the Municipality in which the business is located is required. Furthermore, the Certified Report of Start of Activity (SCIA) will be requested. The application for the opening, transfer and expansion must be submitted to the municipality to which it belongs.

The SUAP manages the unique procedures relating to the start-up and operation of the business. Instead, the Municipalities determine the procedures and establish the deadline.

Financing to open a pizzeria: Requirements

The opening of a commercial business is subject to possession of the requirements set out in the art. 71 of Legislative Decree 26 March 210, n. 59/2010. For professional requirements, it is expected:

• have worked for 2 years as owner, partner, qualified employee or collaborator in a similar activity;
• have a high school diploma or degree or relevant qualifications;
• have attended a professional course recognized by Region;
• have been registered with the REC.

Updating the SAB and HCCP certificate is mandatory. In fact, it must be repeated every 3 years from the date of the last course taken.

Better manage your business

Ristomanager is a management software for all Food & Beverage activities.

Allows you to manage the service of your business with speed and precision. In fact, it is designed to keep stocks and warehouses under control. Furthermore, you will be able to build customer loyalty and analyze the performance of the business.

Practical and fast, it is the ideal software for managing orders. In fact, everything is easily organized via Android and iOS devices.

Financing to open a pizzeria and incentives

Financing to open a pizzeria

For the following regions: Abruzzo, Basilicata, Calabria, Campania, Molise, Puglia, Sardinia and Sicily, non-repayable financing and incentives are provided for 50% of the requested financing.

For all those who are or are not residents in these regions it is possible to access subsidized financing through Sabatini bis.

New 2019

Through non-repayable financing, young entrepreneurs can launch a start-up and businesses can introduce innovation.

New zero-interest businesses

The Zero Interest New Business call supports new entrepreneurship throughout the national territory.

• Who is it aimed at

Micro, small and medium-sized enterprises located in Italy, for individuals between 18 and 35 years old, or by women. Businesses must have been established no more than 12 months ago and not have any insolvency or liquidation proceedings underway.

• The benefits

The incentive consists of a subsidized, zero-interest loan for an amount not exceeding 75 million euros.

The application is submitted online. To proceed you need to register for Invitalia's online services.

Nuova Sabatini: investments in equipment, systems, capital and digital goods

Financing to open a pizzeria

The Nuova Sabatini is the subsidized loan for the purchase or leasing acquisition of technological assets for productive use, digital and non-digital machinery, equipment and instruments.

• Who is it aimed at

Micro, small and medium enterprises active and operational in Italy, in all sectors of production of goods and services.

The benefits

The incentive consists of the guarantee of the Guarantee Fund for SMEs and a contribution towards plants with the following characteristics.

The application is submitted to the banking institution or financial intermediary.

Investments in equipment, plants, machinery innovative and digital technology

Financial aid to increase the competitiveness of businesses in less innovative regions.

• Who is it for

Micro, small, medium enterprises and freelancers operating in the manufacturing sector belonging to section C of the ATECO 2007 classification.

• Concessions

The incentive consists of non-repayable financing and subsidized financing equal to 75% of eligible expenses.

The application is submitted online on the MISE website.

Tax Credit for Investments in the South.

Financing to open a pizzeria

The tax credit for investments in the South is a tool for the purchase of machinery, plants and software. The investment will amount to at least 500,000 euros.

• Who is it aimed at

The beneficiaries are all SMEs that have active production structures in the Southern Regions.

• Concessions

The incentive consists of a tax credit, quantified on the basis of eligible expenses.

Businesses can request the tax credit from the Revenue Agency.

Resto al Sud 2019: Discounts also for Under 46s and Professionals

Financing to open a pizzeria

the Ministry for Territorial Cohesion and the South has established a new incentive to encourage the development of new entrepreneurial activities in the south.

The benefits consist of a 100% coverage loan, divided into:

• a non-repayable contribution of up to 35% of the spending programme;

• a bank loan, of 65%, granted by a credit institution.

The expenses that can be financed are:

• Renovation or extraordinary maintenance interventions;

• machinery, systems, new equipment and furnishings;

• management software (also in cloud) and services for technologies, information and telecommunications (ICT);

• raw materials, consumables, utilities and rent, insurance guarantees.

Non-repayable loans 2019, how to request them

Financing to open a pizzeria

The proposal is very broad. This is why you need to identify the right type of financing for your needs.

You will always find all the instructions inside the notice.

The request form is digital.

You will be asked for the business plan in the accompanying documentation.

Applications will be accepted in chronological order.

Then, verification of the requirements and conditions will follow.

The application will be rejected in case of errors, inaccuracies or submission procedures completed after the deadline.

The constraints of the beneficiary

Here is a short list:

• minimum operating period of at least 5 years;

• maintenance of the operational headquarters in the territory covered by the benefit;

• use restriction on the financed assets for at least 5 years.